Be Smart, BuyWise for you Furniture Electronics and Appliances
How RTO works

So Much Freedom. So Much Flexibility.

Why wait? Get new and "like-new" home furnishings today from the most-wanted brands. Learn how BuyWise and the No-Hassle Guarantee give you flexible options with extra perks, so you can shop with total peace of mind:

No Credit Needed**
No Credit Needed
Up to 6 Months Same as Cash**
Up to 6 Months Same as Cash
Early Purchase Discount
Early Purchase Discount
Competitor Price Match**
Competitor Price Match
No-Hassle Delivery and Set-up**
No-Hassle Delivery and Set-up

About BuyWise Products

Just choose the products you want, and we'll give you the freedom and flexibility you need to get it today. No credit needed.**

Plus, we offer product service and repairs at no extra charge for the life of your agreement.**

View Our Top-of-the-Line Selection

Buywise Versus Credit

Why is Buywise better than using a credit card? Click here why rent to own to find out.

Have a Question?

Visit our FAQs or send a message to our BuyWise Customer Care representatives.

Rent to Own in 3 Easy Steps

Rent to own lets you enjoy big-ticket items like furniture, appliances, electronics, computers, and smartphones without paying full price up-front. At Buywise, there’s no credit needed** and no long-term commitment. Here’s how it works.

Step One: Start Your Rent to Own Order

Browse top brands such as Ashley Furniture, Samsung, Whirlpool, and Dell. To get started, click the "Start Your Order" button on any product page.

Having trouble selecting your product? Simply begin your order online or visit the BuyWise nearest you and a friendly store associate will help you find products that meets your needs.

Step Two: Complete Your Order with No Credit Needed**

After submitting your online order, expect a call the same day to finalize your order details and set up your rent to own payments and delivery time. Free same-day delivery** is available! If your order is submitted after 5 p.m., we’ll call the next day.

Step Three: Relax & Take up to 6 Months to Pay the Cash Price*

Now it’s time to enjoy the peace of mind that comes with rent to own and Buywise’s No-Hassle Guarantee. With up to 6 Months Same as Cash, you can own it sooner and for less!

Even after your same-as-cash period, you’ll save on your remaining total when you choose to own your item early and take advantage of our Early Purchase Discount.